Why do you need health insurance?
The cost of health care increases as medical care advances and treatments improve. It is the goal of health insurance to cover the cost of health care. An unexpected serious illness or injury could be very expensive. An insurance policy protects you and your family financially. Having health insurance makes it more likely that you will receive routine and preventive care.
It is impossible to predict what your medical bills will be, so you need health insurance. You may have low medical costs in some years. You could also have very high medical expenses in some years. Most of these costs will be covered by your health insurance, which will give you peace of mind. It is important to purchase health insurance before becoming seriously ill.
Additionally, we know that getting better health care is related to having health insurance. According to research, people with health insurance are more likely to have a regular doctor and to seek care at the right time.